Athora Group Management Executive Committee

Michele joined Athora in September 2017 as CEO and is responsible for the coordination and direction of the Management Executive Committee and the Athora Group subsidiaries. He is a Member of the Board of Directors of Athora Belgium SA/NV and of the Supervisory board of Athora Netherlands, SRLEV and Proteq.

Michele was formerly Managing Director and Head of Morgan Stanley’s European Insurance and Pensions business as well as being responsible for Morgan Stanley’s reinsurance operations globally. He joined Morgan Stanley in 2010 and also led the Fixed Income Capital Markets division in Italy. 

Prior to joining Morgan Stanley he was employed by Nomura Holdings, Inc. from 2008 to 2010, where he co-ran the Insurance business for Europe, Japan and Asia.  From 2003 to 2008, he worked with Lehman Brothers Holdings Inc. where he held various senior roles covering Italian and other European Insurance companies on the asset-side as well as capital management, DCM/ECM and reinsurance solutions. 

Before joining Lehman Brothers, he held senior roles at JPMorgan and Credit Suisse First Boston.

Michele holds a B.Sc. (cum laude) in Economics, Statistics and Social Sciences from Università Bocconi Milano.

Anders Malmström joined Athora in May 2021 as Group Chief Financial Officer and a member of our Management Executive Committee. 

As Group CFO, Anders is responsible for the group's financial operations and organisation, including accounting, tax, capital, and investment activities. In addition, he oversees our actuarial function and ensures appropriate reporting to the board of directors and shareholders/stakeholders.

Prior to Athora he was Senior Executive Vice President and CFO of Equitable Holdings, Inc., and a member of its management committee. Before that, Anders was a member of the executive board and served as Head of the Life business at AXA Winterthur and Head of Product Management, Group Life Insurance, at Swiss Life Group in Zurich.

Anders holds a master’s degree in Mathematics, Physics and Astronomy from the University of Basel in Switzerland. He also completed a dissertation in Mathematics at the University of Aachen in Germany.

Eric was appointed Regional CEO – Belgium & Germany in June 2020 and is a member of the Management Executive Committee. He is responsible for Athora’s insurance operations in Belgium and Germany. He is Chairman of the Supervisory Boards of Athora Lebensversicherung AG and Athora Pensionkasse AG in Germany, and Chairman of the Board of Athora Belgium SA/NV.

Eric joined Athora in March 2018, having initially worked as an advisor to Athora from June 2017 on transactions in the Belgian market. Prior to Athora, Eric was Managing Director and Global Head of Financial Institution in Global Markets at Société Générale Corporate Investment Banking (SGCIB) in London. He joined SGCIB in 2008 in the Fixed Income Global Markets as Head of Illiquid Asset Distribution. Prior to that, Eric founded Aleva Ltd in 2006, a UK pension buy-out company. From 1996 to 2006, Eric worked at JPMorgan, London as Managing Director, European Head of Insurance Pension and Head of Fixed Income for Belgium, France and Luxembourg, and previously in Paris as General Manager of J.P.Morgan & Cie S.A. in charge of Global Markets. Before JPMorgan, Eric worked at Credit Commercial de France as Head of Bond Syndication, and at Banque Indosuez in Internal Audit.

Eric holds a degree in engineering from the Ecole Polytechnique in Palaiseau, France.

Henrik is co-founder and Group Head of Growth of Athora, responsible for the organisation’s growth strategy. A member of the Group Management Executive Committee, he oversees Athora’s reinsurance and pension risk transfer business and all M&A activities and he coordinates new business product development and distribution.

He is a member of the Boards of Directors of Athora Life Re, Athora Ireland plc and Athora Belgium SA/NV.

Henrik was a co-founder and director of RMR Advisors Ltd, an investment and advisory firm which provided insurance-related advisory services to Apollo, Athene and their affiliates from 2012 until the creation of Athora.

He previously worked at UBS in its Financial Institutions Group Investment Banking division, and in FICC Structuring.

Henrik holds a B.Sc. degree from the Norwegian School of Economics and Business Administration (NHH) in Bergen, Norway.

Lukas is Group Chief Risk Officer at Athora with responsibility for risk management across the group. He is a Member of the Board of Directors of Athora Lebensversicherung AG and Athora Ireland plc.

Lukas joined Athora in September 2018 from MetLife where he was most recently CRO for its operations in Europe, the Middle East and Africa. Prior to that he was a partner at Oliver Wyman’s European insurance practice where he led the financial risk group. He has also held a number of consulting roles.

Lukas has published widely on topics such as financial risk management, economic capital, and hedging financial guarantees, and presents regularly at international industry forums and seminars.

He has an MSc in Theoretical Physics, is a qualified actuary (Aktuar DAV), and has professional qualifications in financial analysis (CFA) and in risk management (PRM).

Ralf is Group General Counsel at Athora with responsibility for legal, compliance and governance across the group. He is also CEO and Chairman of the Management Board of Athora Deutschland Holding GmbH & Co. KG as well as Vice Chairman and member of the Supervisory Board of Athora Lebensversicherung AG and Athora Pensionskasse AG.

Ralf has more than 18 years of experience in corporate M&A at international law firms such as DLA Piper and Dewey & LeBoeuf and within the Investment Banking division of Citigroup.

A German qualified lawyer, Ralf also holds an honours degree from Frankfurt’s Goethe University.

Stefan was appointed Group Chief Operating Officer in December 2021 and is responsible for the overall operational agenda for Athora Group, including the IT, change, facilities, procurement and transformation office functions. Stefan also leads the multi-year company-wide transformation programme to deliver the Athora target operating model. 

Previously Stefan was COO of Athora Netherlands and CEO Insurance Operations of Athora Germany. Prior to this, Stefan was an Operating Partner working with the leadership teams of Apollo Global Management portfolio companies. Prior to that, he held senior leadership positions in Financial Services as Global Head of Industries at Willis Towers Watson, CEO UK & Ireland at Bearing Point and as a Partner at A.T. Kearney.

Stefan holds a Bachelor’s degree in Economics & Political Science from Indiana University, Bloomington and a Master’s degree from Columbia University, New York.