We dedicate our focus, capital, time and technical insights to offering our customers a stable, long-term performance on our products. Through our subsidiaries, we focus on both growing our franchise, via acquisition, transfer or reinsurance of portfolios from other insurers, and delivering a competitive long-term return to our customers within a highly effective risk management framework and long-term stability of certain and strong capital support. Our principal operational subsidiaries are VIVAT NV in the Netherlands, Athora Belgium NV/SA, Athora Lebensversicherung AG (Germany), Athora Ireland plc, and Athora Life Re Ltd, a Bermuda-domiciled reinsurer.