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Visit Athora Netherlands (English) here:

Visitez Athora Belgium (Français) ici:

Bezoek Athora Belgium (Nederlands) hier:

Besuchen Sie Athora Deutschland hier:

Visit Athora Ireland here:

Visit our Corporate Website here:


  • Athora is a specialised insurance and reinsurance group fully focused on the European market. Our principal operational subsidiaries are Athora Netherlands N.V. in the Netherlands, Athora Belgium SA in Belgium, Athora Lebensversicherung AG in Germany, Athora Ireland plc in Ireland, and Athora Life Re Ltd in Bermuda
  • In April 2020, Athora Group completed the acquisition of VIVAT NV (now Athora Netherlands N.V.), the fourth largest insurer and second largest life insurer in the Netherlands and subsequently sold the non-life business to NN Group N.V.
  • Athora deploys capital and resources to further its mission to build a stand-alone independent and integrated insurance and reinsurance business. Our growth is achieved primarily through acquisitions, portfolio transfers and reinsurance. We are building a European insurance brand Athora and have successfully acquired, integrated, and transformed four insurance companies: Delta Lloyd Deutschland AG (2015), Aegon Ireland plc (2018), Generali Belgium SA (2019) and VIVAT NV (2020).
  • Total consolidated assets were about €80 billion at 30 June 2020 and we have some 2,400 employees in offices in Belgium, Germany, Ireland, the Netherlands, the United Kingdom and Bermuda. 
  • Thanks to our business model, we are fully focused on providing the best service to the businesses we have. We are able to make our existing policyholders the centre of our focus such that we dedicate our capital, time and skills to them and, through the products we provide, develop a trusted, long-term relationship to fulfil their expectations, needs and requirements.
  • The advantages we bring are defined by efficient and effective operations, highly skilled team members who provide expert services, and sophisticated risk, capital and asset management capabilities. These hallmarks are essential to serving our markets and creating value for our stakeholders (customers, employees, regulators, and shareholders) in today’s challenging environment for insurance providers in Europe.
  • Policyholder protection is at the core of our strategy and work. We continually invest in infrastructure and platforms to benefit policyholders.
  • Our investor base is comprised of highly sophisticated institutional investors who have taken a long-term approach to their investment in Athora and share our vision for building a market leading insurance and reinsurance business. Athora’s shareholders comprise pension funds, sovereign wealth funds, family offices, and financial services companies.
  • Athora has €4 billion of unconditionally committed capital which represents the largest ever dedicated equity capital commitment from global institutional investors for the consolidation of European insurers and reinsurance.
  • Athora Life Re, our main reinsurance subsidiary is based in Bermuda, the world’s second largest reinsurance market. Athora Holding Ltd. is domiciled in Bermuda.


Athora was founded in 2014 for the specific purpose of focusing on the European insurance market. We manage some €80 billion of assets for approximately 3 million policyholders in Europe and have about 2,400 employees in Belgium, Germany, Ireland, the Netherlands, the United Kingdom and Bermuda. 

Our mission is to create a focused long-term insurance and reinsurance business and a well-recognised European brand across both retail and insurance clients, take on specific business segments, companies and portfolios which are non-core to their existing owners and make them the full focus of our business activity, provide long-term certainty, return and security to our policyholders, and generate stable returns for our shareholders.

We spun off from our former parent, Athene Holding Ltd, in January 2018. Following Athene’s example, Athora is on its way to become a leading insurance company in Europe. We see a similarly compelling market opportunity for Athora in Europe today, as was the case for Athene in the U.S. nearly 10 years ago. Through our continued strategic partnership with Athene, which still holds a minority stake, Athora has access to insight, expertise and a long-term reinsurance partnership which we believe provides Athora and its constituencies with numerous benefits. Although based on the principles of Athene Holding Ltd., Athora’s approach is tailored to the specific market requirements within Europe.      

We view four main stakeholders for our business: customers (including end consumers, distribution partners and insurers), employees, regulators and shareholders.  All aspects of our business (especially customer service, risk management, compliance, financial management, and information technology) work together to support these constituencies, allowing us to achieve a balance that results in a strong, sustainable franchise.

We see the following as the key success factors which allow us to serve our markets and create value for these stakeholders: a very focused andf disciplined business model; highly focused and disciplined risk management, capital and asset-management skillsets and framework; efficient and effective operations, run by highly skilled and motivated team members; and access to differentiating investment strategies.

Athora is fully focused on insurance and reinsurance business in selected European markets with a long-term horizon, backed by €4 billion of permanent equity capital. Athora is able to deliver long-term satisfaction to its customers as a result of clearly identified and sustainable technical insights, an efficient and modern operating model and strategic support from high-quality institutional investors.  

Athora has access to an expert management team, experienced Board of Directors and 2,400 highly skilled employees spread over 6 locations. Our group and subsidiary management teams have hundreds of combined years of experience in the insurance, reinsurance and broader global financial services industries and our Board brings a set of diverse management, operations, governance and oversight experiences across industries.   

Through our other strategic partnership with Apollo Asset Management Europe LLP, we possess best-in-class asset management capabilities. These capabilities provide advantages and benefits not typically seen with captive asset managers, such as scale, product and geographic access, allowing us to manage assets with an appropriate risk-return balance to meet all policyholder obligations.

Through our strategic partnership with Athene, our preferred reinsurance partner, we have access to an experienced management team who has grown Athene Holding Ltd. from a start-up in 2009 to approximately US$125 billion in total assets (US GAAP total assets as at 31 December 2018).  We are drawing on that experience as we build an equally successful European insurance group.


We have five principal operating subsidiaries. Athora Lebensversicherung AG is based in Wiesbaden, Germany which was acquired by Athora in 2014. The company has been in run-off since 2010 and since that time has developed the experience and efficiencies critical to succeed as a run-off specialist. It serves guarantee, endowment, unit linked, and disability life customers.

In April 2018, we completed our acquisition of Aegon Ireland plc, an Ireland-based reinsurer and insurer. The company offers a full range of highly customised life reinsurance solutions, including portfolio transfers, while expertly administering insurance policies for our customers in the United Kingdom and Germany.    

Our principal reinsurance subsidiary is Athora Life Re Ltd. based in Bermuda. Together with Athora Ireland, Athora Life Re Ltd. offers internal and third-party reinsurance solutions to Athora’s operating subsidiaries and other insurers within Europe. Athora Life Re and Athora Ireland have both been rated by Fitch Ratings as BBB+ with a stable outlook and by AM Best as B++ with a stable outlook.

In January 2019, we completed the acquisition of Generali Belgium SA, which offers a broad range of insurance solutions to retail and corporate clients in Belgium.

In April 2020, Athora Group acquired VIVAT N.V., the fourth largest insurer and second largest life insurer in the Netherlands. We subsequently sold VIVAT’s non-life business to NN Group N.V. VIVAT was rebranded to Athora Netherlands in December 2020. Athora Netherlands is the parent company of insurance brands Zwitserleven and Reaal and asset manager ACTIAM.

One of our core competencies is the successful integration of acquired companies and employees into our organisation. In the process, we also continually develop the infrastructure and capabilities to support our future growth. Our customers benefit from these capabilities through economies of scale, sophisticated technology and continual innovation.



Athora Netherlands

VIVAT N.V. changes name, rebrands to Athora Netherlands N.V.