Athora Netherlands is active in the Dutch insurance market through the well-known insurance brands Zwitserleven and Reaal.

Part of Athora group since April 2020, Athora Netherlands has emerged from many predecessor insurers, who have been helping customers increase their financial self-reliance for more than 150 years. Solidarity, safety and security were important key concepts for our legal predecessors and are still central to how Athora Netherlands operates today.

Today, Athora Netherlands is still a socially responsible and reliable insurer, where client centricity, innovation and simplicity are central.

At 31 December 2021, Athora Netherlands had c. 2 million customers, about 1,400 employees and assets under administration of €64.1 billion.

Athora Netherlands is subject to regulatory supervision by the Dutch Central Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM).



Athora Netherlands consists of the insurance brands Zwitserleven and Reaal. Each brand focuses on different customer groups with its own products and services to optimally meet their needs. Our brands share the same guiding principle of providing our customers with support in the form of fair, transparent, sustainable products and services in every phase of their life.

Zwitserleven was established in 1901 and has become one of the leading pension insurers in the Netherlands. Zwitserleven offers products for wealth creation ‘for later’. Zwitserleven has repeatedly been awarded for the most sustainable investment policy in the Netherlands.

Reaal offers life insurance and mortgages and aims to improve the financial resilience of customers by helping them make informed choices about their financial situation. Since 2 April 2020 the property & casualty business that trades under the Reaal brand has been acquired by NN Group. Reaal, with its (individual) life and mortgage products, will continue to be an Athora brand.

For more information visit the Athora Netherland website