We offer strong returns on our guaranteed products and aim to increase profit-sharing above and beyond the guaranteed rate promised to customers.

Athora Lebensversicherung AG (Athora Germany) has been able to add a terminal bonus of 1% on top of our profit-sharing rate of 3%, resulting in a total interest rate of 4% for life insurance policies in 2023. This rate is significantly higher than the 2022 market average of 1.99% in Germany.

Great customer outcomes reflect our focus on operational efficiency, strong risk capital management and solid investment performance resulting from our successful Strategic Asset Allocation (SAA).